What is an IME?
IME is a second opinion. An Independent Medical Examination, or IME, is a medical examination performed by a healthcare practitioner that does not have a prior treating relationship or any other connection with the examinee (person being assessed).
The objective of the IME is to allow stakeholders to receive an unbiased and objective evidence-based picture of a person’s injuries, illness, or impairments so that decisions related to their claim can be based on objective facts rather than biased decisions. This is why IMEs are conducted by an independent physician/healthcare practitioner who has no previous relationship with the injured person rather than the person’s treating doctor.
What will happen during the IME?
The doctor will likely already have your medical record related to the injury if you’ve already seen a treating physician. The insurance company may have additional questions based on those records that they send to the physician. If the insurance company questions whether or not you need surgery or if you need extended time off of work, those questions may be included.
The doctor conducts a full medical exam. This includes questions and physical exams and testing.
Some of the questions are likely things you’ve answered already to other physicians or to the insurance company. Being consistent with your answers is important since the doctor is looking for discrepancies.